The terminology often gets confused. So frequently, people might be asking for stems when really they require the multitrack, and vice versa.
It's a common misconception and, sadly, the wrong terms get thrown around all the time.
The main difference between the two is as follows:
Stereo files created from groups within a mix
Usually, around 5-10 stems are given
Examples: Drums, Bass, Guitars, Keys, Vocals, FX, Misc
ALL of the individual elements in a mix
much higher track count
They're the bullet points, but feel free to watch the video below for some more detail and also some examples of where you would require each one!
What's the difference between Stems and Multitracks?
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